Advisor Copilot | Tools for Canadian Advisors

Advisor Copilot - Free Financial Tools for Canadian AdvisorsDeterministic meeting-note builder and 30+ free tools for Canadian financial advisors. No AI writes client notes.Free Financial Calculators & Tools

RRSP Optimizer - Find the optimal RRSP contribution to maximize your tax refund

RRIF Minimum Withdrawal Calculator - Calculate mandatory RRIF withdrawals by age

CPP/QPP Calculator - Estimate Canada Pension Plan benefits and optimal start age

OAS Clawback Calculator - Calculate Old Age Security clawback for individuals and couples

GIS Calculator - Estimate Guaranteed Income Supplement eligibility and amount

Dividend Tax Credit Calculator - Compare eligible vs non-eligible dividend tax treatment

Income Tax Calculator - Canadian take-home pay calculator for all provinces

Reverse Tax Calculator - Find the gross income needed to hit a target net amount

Capital Gains Tax Calculator - Calculate capital gains inclusion and tax owing

Compound Growth Calculator - Project investment growth with compound interest

Withdrawal Optimizer - Optimize RRSP/RRIF/TFSA withdrawal sequencing

Pension Income Splitting - Calculate tax savings from splitting pension income

Estate Tax Estimator - Estimate deemed disposition taxes and probate fees

RESP Optimizer - Maximize CESG grants and RESP contribution strategy

Fee Impact Comparison - Compare MER impact on long-term portfolio growth

Retirement Income Layering - Layer CPP, OAS, RRIF, and TFSA income sources

Smith Manoeuvre Calculator - Calculate tax-deductible mortgage interest conversion

Commission Calculator - Calculate advisor trailer and upfront commissions

Portfolio Rebalancing Calculator - Calculate trades to rebalance to target allocation

Planning Triggers - Age-based financial planning triggers and deadlines

Follow-Up Email Generator - Generate professional client follow-up emails

Meeting Agenda Builder - Create structured client meeting agendas

Objection Playbook - Responses to common client objections

Family Tree Visualizer - Map client family relationships for estate planning

Suitability Note Generator - Generate CIRO-compliant suitability documentation