Advisor Copilot | Knowledge Assistant for Financial Professionals

Advisor Copilot — Free Financial Tools for Canadian AdvisorsDeterministic meeting-note builder and 23+ free calculators for Canadian financial advisors. No AI writes client notes.Free Financial Calculators & Tools

RRSP Optimizer — Find the optimal RRSP contribution to maximize your tax refund

RRIF Minimum Withdrawal Calculator — Calculate mandatory RRIF withdrawals by age

CPP/QPP Calculator — Estimate Canada Pension Plan benefits and optimal start age

OAS Clawback Calculator — Calculate Old Age Security clawback for individuals and couples

GIS Calculator — Estimate Guaranteed Income Supplement eligibility and amount

Dividend Tax Credit Calculator — Compare eligible vs non-eligible dividend tax treatment

Income Tax Calculator — Canadian take-home pay calculator for all provinces

Reverse Tax Calculator — Find the gross income needed to hit a target net amount

Capital Gains Tax Calculator — Calculate capital gains inclusion and tax owing

Compound Growth Calculator — Project investment growth with compound interest

Withdrawal Optimizer — Optimize RRSP/RRIF/TFSA withdrawal sequencing

Pension Income Splitting — Calculate tax savings from splitting pension income

Estate Tax Estimator — Estimate deemed disposition taxes and probate fees

RESP Optimizer — Maximize CESG grants and RESP contribution strategy

Fee Impact Comparison — Compare MER impact on long-term portfolio growth

Retirement Income Layering — Layer CPP, OAS, RRIF, and TFSA income sources

Smith Manoeuvre Calculator — Calculate tax-deductible mortgage interest conversion

Commission Calculator — Calculate advisor trailer and upfront commissions

Portfolio Rebalancing Calculator — Calculate trades to rebalance to target allocation

Planning Triggers — Age-based financial planning triggers and deadlines

Follow-Up Email Generator — Generate professional client follow-up emails

Meeting Agenda Builder — Create structured client meeting agendas

Objection Playbook — Responses to common client objections

Family Tree Visualizer — Map client family relationships for estate planning

Suitability Note Generator — Generate CIRO-compliant suitability documentation